How to Get and Use PayLater OVO
If you want to use the PayVater OVO feature, you must first have the OVO application on your mobile.
Make sure that your OVO account is 4 months old.
At present, PayVater’s new OVO serves users in the Greater Jakarta area, Bandung, Surabaya, Medan, Palembang, Pekanbaru, Makassar, Semarang, Solo, and Malang.
Next, you can start using the PayVater OVO feature in the OVO app. How:
Open the OVO application on the mobile
Click the OVO PayLater feature
You will be directed to PayLater OVO information. This information is a benefit of OVO PayLater, i.e. buy now, pay later; shopping without hassle; and enjoy a limit of up to IDR 10 million (enough KTP for activation). This service is registered and overseen by the Financial Services Authority (OJK).
If you are interested, click “I’m Interested”
Then the system will detect whether you are a user who can directly use PayVater OVO or have to upgrade to OVO Premier first
This process takes a long time. Based on the author’s experience when going through the first activation process, notification has not yet emerged whether I can go to the next stage or have to level up first. Even though it’s been an hour waiting (loading). During that time the message “will be coming soon …”
Once traced, there are indeed ordinary level OVO users who can directly use OVO PayLater. But there are users who must first upgrade to OVO Premier to use the credit feature.
So basically, not all OVO users can directly enjoy PayLater features. The balance limit is also different, there are Rp1 million, Rp2 million or Rp3 million.
For those of you who want to upgrade your account to OVO Premier so you can use OVO PayLater, how to:
Photo of your ID card through the OVO application
Choose the nearest OVO kiosk location to meet with OVO agents
After successfully leveling up, continue with the submission of the PayLater OVO application:
Fill out personal data in full according to KTP
Then wait for the decision on the submission to be accepted or rejected (the duration is not until 1 day)
Once the PayVater OVO application is approved, the user will be given an initial loan limit
If you already have a loan limit, users can use the credit to shop at OVO merchants, both online and offline, including Tokopedia.
Tokopedia OVO PayLater
From the official Tokopedia website, OVO PayLater can be used to purchase or pay for all products sold on Tokopedia, except digital products (credit installments, credit card bills, gift cards, e-money, donations, and zakat), as well as financial products (mutual funds and gold).
Just choose the item you want, then select OVO PayLater as the payment method
Choice of payment tenor, namely full payment, installments of 3 months, 6 months, 9 months and 12 months
Bills will come from partners through Tokopedia on the 27th of every month and must be paid no later than the 1st of the following month.
Payment can be made with all payment methods, except credit cards, credit cards, and other credit-based methods.
How to Register and Activate Tokopedia OVO PayLater
How to register and activate OVO PayLater Tokopedia very easily:
If your Tokopedia Toppers account meets the criteria or requirements, an option for activation will appear
Then just fill in your personal data and upload the required files, such as a photo of yourself and your KTP
Wait for activation agreement for at most 1 hour
Users can enjoy shopping features with OVO PayLater.